2006 Hobie 16 NAs in Narragansett, RI (if you read Hobie Hotline, you know the conditions):

1st day, 1st race, 1st leg, 3/4 of the way to A, we capsized and my crew landed weirdly, and came up in shock, freaking out about her ankle. Turned on the radio, got her on a mark boat, taken to the Coast Guard dock, then to the hospital. She ended up with torn ligaments or something, 8 weeks out of work. Unfortunately, she worked at the same company as me, so I got lots of dirty looks from her boss and co-workers...

Righted the boat (solo), sailed in (solo), noticed a LOT of other boats already back on the beach, TWO with broken masts. One was Wally Meyers, the other was Hobie Jr.

Donated my boat to Hobie Jr. for the rest of the week, and worked on a mark boat. The week was basically a $400 donation to the event for me.

Worst part was, if I had been sailing with my normal crew, my wife (who was 7 months pregnant at the time and couldn't sail), we would never, EVER have left the beach in those conditions...

Mike