We do NOT need not re invent the wheel...
The 100th Chicago to Mac Race. (400 boat limit!)
16. RISK AND LIABILITY
The Chicago Yacht Club, its officers, directors, members, sponsors, employees and agents, the CYCMC, the Race Committee, the Chicago Yacht Club Race to Mackinac Jury and any other Committee of the Club shall not be liable for any injury or damage whatsoever to persons or property which may occur during or arise out of or in connection with this Race Notice is hereby given to all participants including spectators, officials and others that they participate in this event solely at their own risk.
17. PHOTOGRAPHY
18. INSPECTION
An entered boat shall be subject to inspection by the Race Committee from 1200 CDT Wednesday prior to the Race until the boat has properly completed any post-race inspection and has properly completed its post-finish sign-in. The Race Committee may protest a boat failing to comply with any of the rules and regulations specified in this Notice and Conditions of Race, Notices to Competitors and Sailing Instructions.
Notice... Two points.
They don't have the now common (but useless)... proof of liability insurance requirement. In fact... they don't even bother with ANY recommendation for YOUR Liability protection. It's your business... they don't need to get involved in it.
The inspection process is random.... the practice is ... the winners and spot checks.
The list of what you need to have is
Saftey Reg's for multi's .
With respect to the Zihk PFD.... IF it will do this... you are good to go! (32 lbs of flotation).
74. Personal Flotation Devices (PFDs) -- Each crew member sixteen (16) years of age or older shall have either:
1. a Type 1 U.S. Coast Guard approved PFD or,
2. an inflatable PFD having at least thirty-two (32) pounds buoyancy and designed to securely suspend an unconscious person face upwards at approximately forty-five (45) degrees to the water surface. All inflatable PFDs shall have a compressed gas inflation system. Inflatable PFDs need not have a water-activated auto-inflate system in order to satisfy this requirement. Belt pack PFDs with rip cord inflation providing at least thirty-two (32) pounds of buoyancy may be used to satisfy this requirement.
Each crew member under sixteen (16) years of age shall have a U.S. Coast Guard approved PFD appropriate for the crew member's age and weight and suitable for offshore sailing conditions, as determined by the Person-In-Charge.
We need not re invent the wheel... We do not need to get crazy about the legal stuff either.