Live in lightning capital of the world (or so I have been told).

Couple of stories in past few years:

J24 was struck. 2 holes blew out of the bottom of the hull either side of the keel. Keel was warped. Boat sunk and was quite funny to see the top 2 ft of the mast sticking out of the water.

Mates yacht gets struck each year. Last 2 strikes were to the water nearby and all the instruments were fried. B&G quite like him, insurance companies don't.