Five stages of grief are denial, anger, bargaining, depression, and acceptance.

Various states have different rules, during different years in the past too! If there is any logic behind all this it is to keep people from selling "hot" boats. If you keep that is mind, it helps you hold on through the process.

An appraisal of the boat might help. Just to show that its value is low and that you are in fact "re-habbing" it. Might cause common sense to kick in...

It will work it out!