The prices you quoted for a 22' monohull seem pretty steep. That's as much as I paid for my 24' and it has standing headroom and a marine head with Lectra-San. See if there aren't any Seafarer sailboats in your area. These are very well built boats with admirable performance (for a mono) and bluewater potential. They come in sizes from 22-48'...

www.seafarer-research-center.com has some information on them.