Your correct. We are just having fun, (and telling stories)
I crewed in the Queens Cup across Lk. Michigan on a F-28. The owner had been on his own boat twice before that night. The best guy driving was a 23 year old friend. His father was sail trimmer and I was foredeck. When the weather got rough the owner wouldn't drive, the three of us would.

When we raced my Hobie 18 the kid would steer and I would call tactics. He's very good at helming. Being a good owner/skipper is knowing what each crew does well and giving them the opportunity to get better while still doing some crosstraining for other positions on the boat.