I would guess that most regatta's use USS insurance for regattas and that is how they will get you in the long run. "Fine, don't want to follow our rules, don't use our cheaper insurance"
I kept USS membership prior to moving to UT and was going to renew until all of the Olympic BS happened.
I would hope folks would check to see if US Sailing insurance really is cheaper. Last time our club checked it wasn't.
