Dave,

[color:"green"]> i'm sure there are things that you (all of you) will do now that you would not attempt at some earlier time in your life because you are prepared for what might occur, but were not prepared before[/color]

Funny thing is, for me anyhow, it's been just the opposite. There were a lot of things I did earlier in life out of ignorant bliss, yet somehow managed to survive. I watch my kids pull some hairy stunts on occasion. After trying not to freak out, I'll occasionally sit them down and ask, "Did you ever think of what would happen if "?" happened?" They'll look back and say, "Wow, could that really happen?" Then, you wonder how much sinks in because before you know it you're seeing the same stunt again.