I read a quote a few weeks ago that really makes sense here... "When you begin life you are given two buckets, one marked luck which is full, and one marked experience which is empty. The point is to fill the experience bucket before the luck bucket runs out."

I've been in a situation like that before when you just gotta cross your heart, look to the Big Man upstairs, and punch it. However, never in a 40' cruising cat...