I suspect that under those rules all boats are at fault and they pay their own damages.
Did you chew on your lead painted crib when you were a baby?
You know that is not such bad idea for distance racing. Coming from racing cars I was shocked to find out that each person was not responsible for their own damage.
Not so sure it's a good idea either. To expect/believe that the liable party would not pay for damages might encourage the distance racer to stay at home. Just saying. . .